User-agent: Googlebot
Disallow: /*?
Disallow: /banners/
Disallow: /cgi-bin/
Disallow: /images/
Disallow: /includes/
Disallow: /scripts/
Disallow: /styles/
Disallow: /contact_us.html
Disallow: /terms.html
Disallow: /privacy.html

# for use by all robots
User-agent: *
Disallow: /banners/
Disallow: /cgi-bin/
Disallow: /images/
Disallow: /includes/
Disallow: /scripts/
Disallow: /styles/
Disallow: /contact_us.html
Disallow: /terms.html
Disallow: /privacy.html